The Million-Dollar-IM.com Web Site (the "Site") is an online information service provided by Million Dollar Internet Marketing ("Million-Dollar-IM.com"), subject to your compliance with the terms and conditions set forth below. PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. Million-Dollar-IM.com MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.

1. Copyright, Licenses and Idea Submissions.

The entire contents of the Site are protected by internationalcopyright and trademark laws. The owner of the copyrights andtrademarks are Million-Dollar-IM.com, its affiliates or other third partylicensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH,UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THEMATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/ORSOFTWARE. You may print and download portions of material fromthe different areas of the Site solely for your own non-commercialuse provided that you agree not to change or delete any copyright orproprietary notices from the materials. You agree to grant toMillion-Dollar-IM.com a non-exclusive, royalty-free, worldwide, perpetuallicense, with the right to sub-license, to reproduce, distribute,transmit, create derivative works of, publicly display and publiclyperform any materials and other information (including, withoutlimitation, ideas contained therein for new or improved products andservices) you submit to any public areas of the Site (such as bulletinboards, forums and newsgroups) or by e-mail to Million-Dollar-IM.com by allmeans and in any media now known or hereafter developed. You alsogrant to Million-Dollar-IM.com the right to use your name in connection withthe submitted materials and other information as well as inconnection with all advertising, marketing and promotional materialrelated thereto. You agree that you shall have no recourse againstMillion-Dollar-IM.com for any alleged or actual infringement ormisappropriation of any proprietary right in your communications toMillion-Dollar-IM.com.

TRADEMARKS.

Publications, products, content or services referenced herein or onthe Site are the exclusive trademarks or servicemarks ofMillion-Dollar-IM.com. Other product and company namesmentioned in the Site may be the trademarks of their respectiveowners.

2. Use of the Site.

You understand that, except for information, products or servicesclearly identified as being supplied by Million-Dollar-IM.com,Million-Dollar-IM.com does not operate, control or endorse any information, products orservices on the Internet in any way. Except forMillion-Dollar-IM.com-identified information, products or services, all information,products and services offered through the Site or on the Internetgenerally are offered by third parties, that are not affiliated withMillion-Dollar-IM.com a. You also understand thatMillion-Dollar-IM.com cannot anddoes not guarantee or warrant that files available for downloadingthrough the Site will be free of infection or viruses, worms, Trojanhorses or other code that manifest contaminating or destructiveproperties. You are responsible for implementing sufficientprocedures and checkpoints to satisfy your particular requirementsfor accuracy of data input and output, and for maintaining a meansexternal to the Site for the reconstruction of any lost data.

YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THESITE AND THE INTERNET. Million-Dollar-IM.com PROVIDES THE SITE ANDRELATED INFORMATION "AS IS" AND DOES NOT MAKE ANY EXPRESS ORIMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTSWHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OFTITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OFMERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITHREGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION ORSERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNETGENERALLY, AND Million-Dollar-IM.com SHALL NOT BE LIABLE FOR ANY COSTOR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCHTRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THEACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS,ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDEDTHROUGH THE SERVICE OR ON THE INTERNET GENERALLY.Million-Dollar-IM.com DOES NOT WARRANT THAT THE SERVICE WILL BEUNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICEWILL BE CORRECTED.

YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITEDMATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BEOFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK.Million-Dollar-IM.com HAS NO CONTROL OVER AND ACCEPTS NORESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS.

LIMITATION OF LIABILITY
IN NO EVENT WILL Million-Dollar-IM.com BE LIABLE FOR (I) ANY INCIDENTAL,CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOTLIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESSINTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE)ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, ORANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, ORDOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCHINFORMATION OR SERVICE. EVEN IF Million-Dollar-IM.com OR ITSAUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THEPOSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TOERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICEAND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THESERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION ORLIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTALDAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCHSTATES, Million-Dollar-IM.com LIABILITY IS LIMITED TO THE GREATESTEXTENT PERMITTED BY LAW.

Million-Dollar-IM.com makes no representations whatsoever about any otherweb site which you may access through this one or which may link tothis Site. When you access a non-Million-Dollar-IM.com web site, pleaseunderstand that it is independent from Million-Dollar-IM.com, and thatMillion-Dollar-IM.com has no control over the content on that web site. Inaddition, a link to a Million-Dollar-IM.com web site does not mean thatMillion-Dollar-IM.com endorses or accepts any responsibility for the content,or the use, of such web site.

3. Indemnification.

You agree to indemnify, defend and hold harmless Million-Dollar-IM.com, itsofficers, directors, employees, agents, licensors, suppliers and anythird party information providers to the Service from and against alllosses, expenses, damages and costs, including reasonable attorneys'fees, resulting from any violation of this Agreement (includingnegligent or wrongful conduct) by you or any other person accessingthe Service.

4. Third Party Rights.

The provisions of paragraphs 2 (Use of the Service), and 3(Indemnification) are for the benefit of Million-Dollar-IM.com and itsofficers, directors, employees, agents, licensors, suppliers, and anythird party information providers to the Service. Each of theseindividuals or entities shall have the right to assert and enforcethose provisions directly against you on its own behalf.

5.Term; Termination.

This Agreement may be terminated by either party without notice atany time for any reason. The provisions of paragraphs 1 (Copyright,Licenses and Idea Submissions), 2 (Use of the Service), 3(Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous) shallsurvive any termination of this Agreement.

6.Miscellaneous.

This Agreement shall all be governed and construed in accordancewith the laws of The United States of America applicable to agreementsmade and to be performed in The United States of America. You agree that any legalaction or proceeding between Million-Dollar-IM.com and you for any purposeconcerning this Agreement or the parties' obligations hereundershall be brought exclusively in a federal or state court of competentjurisdiction sitting in The United States of America . Any cause of action or claim youmay have with respect to the Service must be commenced within one(1) year after the claim or cause of action arises or such claim orcause of action is barred. Million-Dollar-IM.com's failure to insist upon orenforce strict performance of any provision of this Agreement shallnot be construed as a waiver of any provision or right. Neither thecourse of conduct between the parties nor trade practice shall act tomodify any provision of this Agreement. Million-Dollar-IM.com may assignits rights and duties under this Agreement to any party at any timewithout notice to you.

Any rights not expressly granted herein are reserved.